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Home Appendix-II Appendix-II -Paper-1 Establishment Pension SAS-Group-I 📌PENSION (100 MCQs) (Includes numerical + case-based questions

📌PENSION (100 MCQs) (Includes numerical + case-based questions


📌PENSION (100 MCQs)

(Includes numerical + case-based questions — CCS Pension Rules oriented)


  1. Pension is:
    A) Reward
    B) Deferred wage
    C) Allowance
    D) Bonus
    Answer: B
  2. Minimum qualifying service for pension is:
    A) 5 years
    B) 10 years
    C) 20 years
    D) 25 years
    Answer: B
  3. Full pension is admissible after:
    A) 20 years
    B) 30 years
    C) 33 years
    D) 35 years
    Answer: C
  4. Pension is calculated on:
    A) Last pay drawn
    B) Average pay
    C) Both (as applicable)
    D) Basic pay only
    Answer: C
  5. Maximum pension is:
    A) 50% of pay
    B) 40% of pay
    C) 60% of pay
    D) 100% of pay
    Answer: A
  6. Gratuity is paid under:
    A) Pension rules
    B) Leave rules
    C) Audit rules
    D) Contract Act
    Answer: A
  7. Retirement gratuity max limit:
    A) ₹10 lakh
    B) ₹20 lakh
    C) ₹25 lakh
    D) ₹30 lakh
    Answer: B
  8. Pension is payable:
    A) Monthly
    B) Yearly
    C) Quarterly
    D) Half-yearly
    Answer: A
  9. Family pension is given to:
    A) Employee
    B) Family
    C) Employer
    D) Auditor
    Answer: B
  10. Commutation means:
    A) Reduction
    B) Lump sum payment
    C) Increment
    D) Bonus
    Answer: B
  11. Maximum commutation allowed:
    A) 30%
    B) 40%
    C) 50%
    D) 60%
    Answer: B
  12. Pension starts from:
    A) Date of retirement
    B) Next day of retirement
    C) Date of application
    D) Date of sanction
    Answer: B
  13. Qualifying service excludes:
    A) Duty
    B) Leave with pay
    C) EOL without medical
    D) Training
    Answer: C
  14. Voluntary retirement minimum service:
    A) 10 years
    B) 15 years
    C) 20 years
    D) 25 years
    Answer: C
  15. Superannuation age:
    A) 58
    B) 60
    C) 62
    D) 65
    Answer: B
  16. Pension is revised by:
    A) CPC
    B) Budget
    C) Audit
    D) Court
    Answer: A
  17. Dearness Relief is:
    A) Fixed
    B) Variable
    C) Bonus
    D) Allowance
    Answer: B
  18. Pension is subject to:
    A) Audit
    B) Rules
    C) Both
    D) None
    Answer: C
  19. Provisional pension is:
    A) Temporary
    B) Permanent
    C) Fixed
    D) Bonus
    Answer: A
  20. Pension is taxable:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: A


  1. Last pay = ₹60,000. Full pension = ?
    A) ₹20,000
    B) ₹25,000
    C) ₹30,000
    D) ₹35,000
    Answer: C
  2. Qualifying service = 20 years, full = 33 years. Pension = ?
    A) 20/33 × full pension
    B) 33/20 × full pension
    C) Half
    D) Double
    Answer: A
  3. Last pay ₹50,000, QS 33 yrs → pension =
    A) ₹20,000
    B) ₹25,000
    C) ₹30,000
    D) ₹15,000
    Answer: B
  4. Last pay ₹40,000 → pension =
    A) ₹15,000
    B) ₹20,000
    C) ₹10,000
    D) ₹25,000
    Answer: B
  5. QS = 16.5 years → rounded to:
    A) 16
    B) 17
    C) 18
    D) 15
    Answer: B
  6. QS = 16.4 years → rounded to:
    A) 16
    B) 17
    C) 18
    D) 15
    Answer: A
  7. Max gratuity ₹20 lakh, calculated ₹22 lakh → payable:
    A) ₹22 lakh
    B) ₹20 lakh
    C) ₹18 lakh
    D) ₹25 lakh
    Answer: B
  8. Commutation 40% of ₹30,000 =
    A) ₹10,000
    B) ₹12,000
    C) ₹15,000
    D) ₹8,000
    Answer: B
  9. Remaining pension after commutation:
    A) ₹18,000
    B) ₹20,000
    C) ₹15,000
    D) ₹12,000
    Answer: A
  10. DR on pension ₹20,000 @ 10% =
    A) ₹1,000
    B) ₹2,000
    C) ₹3,000
    D) ₹500
    Answer: B
  11. Gratuity = 1/4 × last pay × QS (6-monthly periods). QS=20 yrs → periods =
    A) 20
    B) 40
    C) 30
    D) 10
    Answer: B
  12. Last pay ₹50,000, periods 40 → gratuity =
    A) ₹5 lakh
    B) ₹10 lakh
    C) ₹15 lakh
    D) ₹20 lakh
    Answer: B
  13. QS = 33 yrs, last pay ₹70,000 → pension =
    A) ₹30,000
    B) ₹35,000
    C) ₹25,000
    D) ₹40,000
    Answer: B
  14. Pension reduced by commutation restored after:
    A) 10 yrs
    B) 12 yrs
    C) 15 yrs
    D) 20 yrs
    Answer: C
  15. QS = 10 yrs → pension eligibility:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: A
  16. QS = 9 yrs → pension:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: B
  17. Family pension rate (normal):
    A) 50%
    B) 30%
    C) 40%
    D) 60%
    Answer: B
  18. Enhanced family pension:
    A) 30%
    B) 40%
    C) 50%
    D) 60%
    Answer: C
  19. Last pay ₹80,000 → family pension (30%) =
    A) ₹20,000
    B) ₹24,000
    C) ₹30,000
    D) ₹40,000
    Answer: B
  20. Enhanced FP ₹80,000 →
    A) ₹24,000
    B) ₹30,000
    C) ₹40,000
    D) ₹50,000
    Answer: C
  21. Pension = ₹25,000, commuted 40% → lump sum depends on:
    A) Age factor
    B) Service
    C) Pay
    D) DR
    Answer: A
  22. QS = 25 yrs → proportion =
    A) 25/33
    B) 33/25
    C) 1/2
    D) 2/3
    Answer: A
  23. Last pay ₹66,000, QS 33 yrs → pension:
    A) ₹30,000
    B) ₹33,000
    C) ₹25,000
    D) ₹20,000
    Answer: B
  24. Gratuity formula uses:
    A) 1/2
    B) 1/4
    C) 1/3
    D) 1/5
    Answer: B
  25. QS counted in gratuity is:
    A) Years
    B) Half-years
    C) Months
    D) Days
    Answer: B
  26. Minimum pension is:
    A) ₹9,000
    B) ₹10,000
    C) ₹8,000
    D) ₹7,500
    Answer: A
  27. Last pay ₹18,000 → pension =
    A) ₹9,000
    B) ₹8,000
    C) ₹10,000
    D) ₹7,000
    Answer: A
  28. Pension revision applies to:
    A) Existing pensioners
    B) New only
    C) Both
    D) None
    Answer: C
  29. QS = 30 yrs → pension proportion =
    A) 30/33
    B) 33/30
    C) 1/2
    D) 2/3
    Answer: A
  30. QS = 33 yrs → proportion =
    A) Full
    B) Half
    C) Double
    D) Partial
    Answer: A


  1. Pension authority is:
    A) Head of office
    B) PAO
    C) Both
    D) None
    Answer: C
  2. Pension is subject to:
    A) Good conduct
    B) Audit
    C) Both
    D) None
    Answer: C
  3. Pension can be withheld for:
    A) Misconduct
    B) Good work
    C) Promotion
    D) Transfer
    Answer: A
  4. Family pension payable to:
    A) Spouse
    B) Children
    C) Both
    D) None
    Answer: C
  5. Pension is revised after:
    A) CPC
    B) Audit
    C) Court
    D) None
    Answer: A
  6. Commutation factor depends on:
    A) Age
    B) Pay
    C) Service
    D) DR
    Answer: A
  7. Pension is:
    A) Property right
    B) Charity
    C) Bonus
    D) Allowance
    Answer: A
  8. Pension rules governed by:
    A) CCS Rules
    B) IPC
    C) CPC
    D) None
    Answer: A
  9. Pension payable till:
    A) Death
    B) Retirement
    C) Promotion
    D) Transfer
    Answer: A
  10. Family pension payable till:
    A) Death
    B) Remarriage (conditions apply)
    C) Both
    D) None
    Answer: C
  11. Pension is paid through:
    A) Bank
    B) Cash
    C) Cheque
    D) Audit
    Answer: A
  12. Pension includes:
    A) Basic
    B) DR
    C) Both
    D) None
    Answer: C
  13. Pension is part of:
    A) Salary
    B) Social security
    C) Bonus
    D) Allowance
    Answer: B
  14. Pension records maintained by:
    A) Accounts
    B) HR
    C) Both
    D) None
    Answer: C
  15. Pension dispute goes to:
    A) Court
    B) Tribunal
    C) Both
    D) None
    Answer: C
  16. Pension ensures:
    A) Welfare
    B) Security
    C) Both
    D) None
    Answer: C
  17. Pension is reduced by:
    A) Commutation
    B) DR
    C) Bonus
    D) Allowance
    Answer: A
  18. Pension restored after:
    A) 10 yrs
    B) 15 yrs
    C) 20 yrs
    D) 12 yrs
    Answer: B
  19. Pension is revised for inflation via:
    A) DR
    B) DA
    C) Bonus
    D) Allowance
    Answer: A
  20. Pension payment order is:
    A) PPO
    B) PPA
    C) PPR
    D) PPP
    Answer: A
  21. Pension is calculated by:
    A) Accounts office
    B) Employer
    C) Both
    D) None
    Answer: C
  22. Pension includes commutation option:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: A
  23. Pension can be revised:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: A
  24. Pension is:
    A) Fixed
    B) Variable
    C) Both
    D) None
    Answer: C
  25. Pension must be:
    A) Paid timely
    B) Audited
    C) Both
    D) None
    Answer: C
  26. Pension is part of:
    A) Service benefits
    B) Salary
    C) Audit
    D) Law
    Answer: A
  27. Pension rules are:
    A) Mandatory
    B) Optional
    C) Flexible
    D) None
    Answer: A
  28. Pension errors corrected by:
    A) Audit
    B) Authority
    C) Both
    D) None
    Answer: C
  29. Pension calculation uses:
    A) Pay
    B) Service
    C) Both
    D) None
    Answer: C
  30. Pension ensures:
    A) Income
    B) Security
    C) Stability
    D) All
    Answer: D
  31. Pension affects:
    A) Family
    B) Economy
    C) Both
    D) None
    Answer: C
  32. Pension must comply with:
    A) Rules
    B) Laws
    C) Both
    D) None
    Answer: C
  33. Pension audit ensures:
    A) Accuracy
    B) Compliance
    C) Both
    D) None
    Answer: C
  34. Pension system ensures:
    A) Fairness
    B) Security
    C) Welfare
    D) All
    Answer: D
  35. Pension errors impact:
    A) Payment
    B) Service
    C) Both
    D) None
    Answer: C
  36. Pension is lifelong benefit:
    A) Yes
    B) No
    C) Partial
    D) Conditional
    Answer: A
  37. Pension is linked to:
    A) Service
    B) Pay
    C) Both
    D) None
    Answer: C
  38. Pension is calculated as per:
    A) Rules
    B) Orders
    C) Both
    D) None
    Answer: C
  39. Pension is fundamental to:
    A) Welfare state
    B) Economy
    C) Service
    D) Law
    Answer: A
  40. Pension ultimately ensures:
    A) Security
    B) Stability
    C) Welfare
    D) All
    Answer: D

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